:root{--g:#1f3d2b;--g2:#2c5a3f;--ink:#1c2420;--mut:#55615a;--bg:#f7f5ef;--card:#fff;--line:#e2ddd0;--acc:#c8791f;--acc2:#a9631a;--gold:#e9c46a;--r:12px}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
img,svg{max-width:100%}a{color:var(--g2)}a:hover{color:var(--acc2)}
h1,h2,h3{line-height:1.2;color:var(--g);margin:0 0 .5em;font-family:Georgia,"Times New Roman",serif}
h1{font-size:clamp(1.9rem,4.6vw,2.9rem)}h2{font-size:clamp(1.4rem,3vw,1.8rem);margin-top:1.6em}h3{font-size:1.15rem;margin-top:1.2em;font-family:inherit}
p{margin:0 0 1em}ul,ol{padding-left:1.2em;margin:0 0 1em}li{margin:.3em 0}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 22px;border-radius:10px;background:var(--acc);color:#fff;font-weight:700;text-decoration:none;border:2px solid var(--acc);cursor:pointer;font-size:1rem;font-family:inherit}
.btn:hover{background:var(--acc2);border-color:var(--acc2);color:#fff}.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.7)}.btn-ghost:hover{background:rgba(255,255,255,.12);color:#fff}.btn.full{width:100%}
.hdr{background:var(--g);color:#fff;position:sticky;top:0;z-index:20}
.hdr-in{display:flex;align-items:center;gap:16px;min-height:64px}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800;font-size:1.05rem}.logo svg{color:var(--gold);flex:none}.logo:hover{color:#fff}
#nav{margin-left:auto}.nav{list-style:none;display:flex;gap:4px;margin:0;padding:0;align-items:center}.nav li{margin:0;position:relative}
.nav a,.sub-btn{color:#fff;text-decoration:none;padding:10px 12px;display:block;background:none;border:0;font:inherit;font-size:.95rem;cursor:pointer;border-radius:8px}
.nav a:hover,.sub-btn:hover{background:rgba(255,255,255,.12);color:#fff}.sub-btn::after{content:" ▾";font-size:.8em}
.sub{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:10px;padding:8px;min-width:230px;list-style:none;margin:0;box-shadow:0 12px 30px rgba(0,0,0,.18)}
.sub.cols{columns:2;min-width:430px}.sub li{break-inside:avoid}.sub a{color:var(--ink);padding:8px 10px}.sub a:hover{background:var(--bg);color:var(--g)}
.has-sub.open>.sub{display:block}
.hdr-cta{display:flex;gap:8px}.hdr-cta .btn{min-height:42px;padding:0 16px;font-size:.95rem}
.menu-btn{display:none;margin-left:auto;background:none;border:1px solid rgba(255,255,255,.6);color:#fff;padding:9px 14px;border-radius:8px;font:inherit;font-weight:700}
.hero{background:linear-gradient(160deg,var(--g) 0%,var(--g2) 100%);color:#fff;position:relative;overflow:hidden}
.hero h1{color:#fff}.hero-home{padding:44px 0 80px}.hero-sub{padding:30px 0 34px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:36px;align-items:start}
.kicker{letter-spacing:.14em;text-transform:uppercase;font-size:.78rem;color:var(--gold);font-weight:700;margin-bottom:10px}
.hero .lead{font-size:1.12rem;color:#eef3ee}.ticks{list-style:none;padding:0;margin:0 0 22px}.ticks li{padding-left:28px;position:relative}.ticks li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:800}
.hero-cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:8px}
.crumb{font-size:.88rem;color:#cfe0d4;margin-bottom:8px}.crumb a{color:#cfe0d4}
.fence-strip{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:46px;fill:var(--bg)}
.two-col{display:grid;grid-template-columns:minmax(0,1fr) 370px;gap:44px;padding-top:34px;padding-bottom:60px;align-items:start}
.one-col{padding-top:34px;padding-bottom:60px;max-width:820px}.one-col.wide{max-width:1160px}
.side{position:sticky;top:84px}
.prose .lead{font-size:1.12rem}.prose section{margin-bottom:8px}
.est{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px;color:var(--ink);box-shadow:0 10px 30px rgba(20,40,28,.12)}
.est-h{margin:0 0 4px;font-size:1.35rem}.est-sub{color:var(--mut);font-size:.93rem;margin-bottom:12px}
.est label{display:block;font-weight:600;font-size:.9rem;margin-bottom:10px}.opt{font-weight:400;color:var(--mut)}
.est input,.est select,.est textarea{display:block;width:100%;margin-top:4px;padding:11px 12px;border:1px solid #cfc9b8;border-radius:8px;font:inherit;font-size:1rem;background:#fff;color:var(--ink)}
.est input:focus,.est select:focus,.est textarea:focus{outline:3px solid rgba(200,121,31,.35);border-color:var(--acc)}
.est-note{font-size:.82rem;color:var(--mut);margin:10px 0 0}.hp{position:absolute;left:-9999px}
.cards{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:14px}.cards li{margin:0}
.card{display:block;height:100%;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px;text-decoration:none;color:var(--ink)}
.card:hover{border-color:var(--acc);color:var(--ink);box-shadow:0 6px 18px rgba(20,40,28,.1)}.card h3{margin:.4em 0 .25em}.card p{margin:0;color:var(--mut);font-size:.95rem}.ico{color:var(--acc)}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.steps li{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px;margin:0}
.steps .n{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--g);color:#fff;align-items:center;justify-content:center;font-weight:800}.steps h3{margin:.5em 0 .2em}.steps p{margin:0;color:var(--mut)}
.area-list{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:8px}.area-list li{margin:0}.area-list a{display:block;padding:8px 14px;border:1px solid var(--line);border-radius:999px;background:var(--card);text-decoration:none}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:14px 16px;margin-bottom:10px}.faq summary{font-weight:700;cursor:pointer}.faq details p{margin:.7em 0 0}
.rel-list{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:10px}.rel-list li{margin:0}.rel-list a{display:flex;gap:10px;align-items:center;padding:12px;border:1px solid var(--line);border-radius:10px;background:var(--card);text-decoration:none;font-weight:600}
.cta-band{background:var(--g);color:#fff;border-radius:var(--r);padding:30px;text-align:center;margin-top:30px}.cta-band h2{color:#fff;margin-top:0}
.ftr{background:#16271d;color:#cfd8d1;padding:40px 0 24px;font-size:.93rem}.ftr a{color:#e6ece7}.ft-grid{display:grid;grid-template-columns:1.1fr 1.4fr 1fr;gap:30px}
.ft-brand{font-weight:800;color:#fff;font-size:1.1rem}.ft-h{font-weight:700;color:#fff;margin-bottom:6px}.ft-list{list-style:none;padding:0;margin:0}.ft-list.two{columns:2}.ft-list li{margin:.25em 0}.ft-phone{display:inline-block;font-weight:800;font-size:1.2rem;color:#fff;margin-bottom:8px}
.ft-legal{border-top:1px solid #2c3f33;margin-top:26px;padding-top:16px;font-size:.82rem;color:#a9b7ad}
@media(max-width:980px){.hero-grid,.two-col{grid-template-columns:1fr}.side{position:static}.steps{grid-template-columns:1fr}.ft-grid{grid-template-columns:1fr}
.menu-btn{display:block}#nav{display:none;position:absolute;top:64px;left:0;right:0;background:var(--g);padding:10px 16px 16px;margin:0;max-height:calc(100vh - 64px);overflow:auto}#nav.open{display:block}
.nav{flex-direction:column;align-items:stretch}.sub,.sub.cols{position:static;columns:1;min-width:0;box-shadow:none;margin:4px 0 8px}.hdr-cta .btn-ghost{display:none}.hdr-cta{margin-left:0}.hero-home{padding-bottom:70px}}
@media(max-width:520px){.hdr-cta .btn{padding:0 12px;font-size:.88rem}.logo span{font-size:.95rem}.ft-list.two{columns:1}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}